Home Sellers & Mortgage Loan Assumptions

On your own, or with our help, determine if you have an assumable loan.  FHA, VA, & USDA guaranteed loans are most commonly issued with a qualified assumption clause.

Determine if it would make sense for a buyer to assume the loan.  Most mortgages created prior to 2022 carry a much lower interest rate than is currently available.  This makes the loan valuable and worth assuming.

Find a buyer interested in assuming your mortgage.  We can assist you or your real estate agent with marketing tips and materials about mortgage assumption.  An assumable mortgage may make your home sell faster in a slowing market and for more money.

The seller and buyer will both engage Assumption Solutions to process your file for approval by the existing lender.  A seller processing fee of $550 will be collected.  The first $50 is paid at engagement and remaining $500 paid at approval.

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